Legal

Terms of Service

These Terms govern your access to and use of the Zerqano platform. Please read them carefully — by creating an account or using the Service, you agree to be bound by these Terms.

Last updated: 2026-06-30Effective: [EFFECTIVE DATE — UPON LLC FORMATION]B2B SaaS Agreement

Governing law

Illinois, USA

Agreement type

B2B SaaS

Version

3.0.0

Review cycle

Annual minimum

These Terms of Service (“Terms”) form a legal agreement between you (the “Customer” or “User”) and Zerqano LLC (“Zerqano,” “we,” “us,” or “our”) governing your access to and use of the Zerqano platform, including all websites, applications, APIs, and related services (collectively, the “Service”).

If you are entering into these Terms on behalf of a legal entity (“Organisation”), you represent that you have the authority to bind that entity. These Terms take effect when you first access the Service and supersede all prior agreements relating to its subject matter.

Key commitments at a glance

You own your data

We never claim ownership of Customer Data. You retain all rights to everything you upload, always.

No training on your data

Your files and data are not used to train shared foundation models or third-party AI systems.

30 days notice on price changes

Existing subscribers receive advance written notice before any pricing adjustment applies to their renewal.

Data export on termination

You have a 30-day window to export all Customer Data after your subscription ends — we will not hold it hostage.

This summary is provided for convenience only. The full Terms below are the binding legal text.

1. Definitions

TermMeaning
"Customer Data"All files, documents, spreadsheets, product records, images, and other content uploaded by or on behalf of the Customer.
"Service"The Zerqano platform and all associated websites, APIs, mobile apps, and services.
"Subscription"A paid or free plan granting access to the Service for a defined period.
"AI Outputs"Forecasts, recommendations, reports, summaries, and other content generated by the platform's AI pipeline.
"Confidential Information"Non-public business information disclosed by one party to the other in connection with the Service.
"DPA"Data Processing Agreement — the separate agreement governing processing of personal data within Customer Data.
"Force Majeure Event"Circumstances beyond a party's reasonable control including natural disasters, war, terrorism, government action, or infrastructure failures.
"Intellectual Property"Patents, trademarks, copyrights, trade secrets, database rights, and other proprietary rights.

2. Account registration & eligibility

To use the Service, you must:

  • Be at least 16 years of age (or the legal age of majority in your jurisdiction, whichever is higher).
  • Provide accurate, complete, and current registration information and update it promptly if it changes.
  • Have the legal capacity to enter into a binding contract in your jurisdiction.
  • Not be a person or entity barred from using the Service under applicable law (including sanctions lists).

You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us immediately at hello@zerqano.com if you suspect any unauthorised access to your account.

Each set of credentials is for a single user. Sharing credentials across multiple individuals is prohibited except where your plan expressly permits team-based access.

3. Subscription plans & billing

3.1 Plan selection & pricing

Current plans and pricing are listed on our Pricing page. Plans are available on monthly or annual billing cycles. Annual plans are billed upfront and receive a discounted rate relative to monthly billing.

3.2 Payment processing

All payments are processed by Stripe. By providing payment information, you authorise us to charge the applicable fees to your payment method. Zerqano does not store payment card details — these are handled exclusively by Stripe under PCI-DSS compliance.

3.3 Auto-renewal & cancellation

Subscriptions renew automatically at the end of each billing period unless you cancel before the renewal date. You may cancel at any time from your account settings. Cancellation takes effect at the end of the current billing period — you will continue to have access until then.

3.4 Refunds

All fees are non-refundable except: (a) where required by applicable consumer protection law; (b) where we have materially failed to deliver the Service as described; or (c) as expressly agreed in writing. Refunds for partial months are not issued when cancelling mid-cycle.

3.5 Upgrades & downgrades

Upgrades take effect immediately and are prorated for the remaining billing period. Downgrades take effect at the next billing cycle. We will not retroactively adjust fees for mid-cycle downgrades.

3.6 Price changes

We reserve the right to change pricing at any time. We will provide at least 30 days' notice of price changes for existing paid subscriptions before the change applies to your next renewal. If you do not accept the new pricing, you may cancel before the renewal date.

3.7 Taxes

Prices listed exclude applicable taxes (VAT, GST, sales tax). Where required by law, applicable taxes will be added to your invoice. You are responsible for any withholding taxes due in your jurisdiction.

4. Free tier & sandbox environment

We offer a free sandbox tier that provides limited access to the Service for evaluation purposes. The free tier is provided without warranty and is subject to:

  • Usage limits on data volume, pipeline runs, and AI credits as displayed in the platform.
  • No guaranteed uptime or support response time.
  • We may modify, suspend, or discontinue the free tier at any time with reasonable notice.
  • Free tier accounts inactive for 90 consecutive days may be deleted after prior notice.

5. Acceptable use policy

You agree to use the Service only for lawful purposes and in accordance with these Terms. You must not:

Illegal content

Upload, process, or transmit content that infringes intellectual property rights, violates privacy laws, or is otherwise unlawful.

Security attacks

Probe, scan, or test the vulnerability of any system or network, or attempt to circumvent authentication or security controls without written authorisation.

Service disruption

Introduce viruses, malware, or other harmful code, or take any action that disrupts or degrades the Service for other users.

Competitive reverse engineering

Reverse engineer, decompile, or disassemble the Service to build a competing product, or to benchmark the Service for publication without our consent.

Misuse of AI outputs

Use AI Outputs to make decisions with material legal or financial effects on individuals without appropriate human oversight and review.

Scraping

Use automated bots, scrapers, or data mining tools to extract data from the Service beyond what is permitted by your plan's API usage limits.

Unauthorised access

Access or attempt to access another customer's data, accounts, or systems, or circumvent multi-tenant isolation measures.

Spam & abuse

Use the Service to send unsolicited communications, conduct phishing attacks, or engage in abusive behaviour toward other users or our staff.

Violation of this policy may result in immediate suspension or termination of your account. We reserve the right to report illegal activity to relevant authorities.

6. Customer data & ownership

You own your data. You retain all rights, title, and interest in and to Customer Data. You grant Zerqano a worldwide, non-exclusive, royalty-free licence to host, store, transmit, process, and display Customer Data solely for the purpose of providing and improving the Service to you.

This licence is:

  • Limited strictly to what is necessary to operate the Service on your behalf.
  • Not transferable or sublicensable to third parties except to our subprocessors acting on our behalf.
  • Revocable on account termination, after which we will delete Customer Data per our retention schedule.

You represent that you have all necessary rights and permissions to upload Customer Data and to grant the above licence. You are responsible for ensuring that any personal data within Customer Data is processed in accordance with applicable law, including obtaining any required consents from third parties whose data appears in your uploads.

Processing of personal data within Customer Data is governed by our Privacy Policy and, for Business customers, a Data Processing Agreement (DPA) which is available on request.

7. AI features & outputs

Important disclaimer

AI Outputs (forecasts, price recommendations, inventory suggestions, procurement analysis, cross-sell recommendations, extracted document data) are generated by statistical and machine-learning models and are provided for informational and advisory purposes only. They may contain errors, omissions, or inaccuracies.

You are solely responsible for reviewing, validating, and making your own independent assessments of AI Outputs before relying on them for business decisions, including purchasing, pricing, staffing, or financial commitments.

Zerqano is not liable for any loss, damage, or adverse outcome resulting from reliance on AI Outputs. The use of AI Outputs for safety-critical decisions is expressly prohibited without appropriate expert human review.

We do not use your Customer Data to train foundation models that are shared with other customers or the public. We may use aggregated, anonymised outputs to improve our own internal models in accordance with our Privacy Policy.

8. Intellectual property

8.1 Platform IP

The Service and all its components — including software, source code, algorithms, user interfaces, designs, documentation, branding, and trademarks — are the exclusive property of Zerqano LLC and are protected by copyright, trade secret, and other intellectual property laws. These Terms grant you a limited, non-exclusive, non-transferable licence to use the Service as described. All rights not expressly granted are reserved.

8.2 Customer IP

Customer Data and any pre-existing intellectual property you bring to the Service remain your property. Nothing in these Terms transfers any ownership of Customer IP to Zerqano.

8.3 Feedback licence

If you submit suggestions, feature requests, bug reports, or other feedback about the Service (“Feedback”), you grant Zerqano a perpetual, irrevocable, royalty-free licence to use that Feedback for any purpose, including incorporating it into the Service, without any obligation or compensation to you.

8.4 DMCA / copyright notices

If you believe content on the Service infringes your copyright, please send a notice to legal@zerqano.com with the subject “Copyright Notice.” We will investigate promptly and take appropriate action.

9. Confidentiality

Each party (“Receiving Party”) agrees to: (a) hold the other party's Confidential Information in strict confidence; (b) not disclose it to any third party without prior written consent, except to employees, contractors, or subprocessors who need it to fulfil obligations under these Terms and are bound by confidentiality obligations no less protective; and (c) use it solely in connection with these Terms.

These obligations do not apply to information that: (i) is or becomes publicly known through no breach of these Terms; (ii) was already known to the Receiving Party without restriction before disclosure; (iii) is independently developed without use of Confidential Information; or (iv) must be disclosed by law or regulatory order (in which case the Receiving Party will give prompt prior notice and cooperate to limit the scope of disclosure).

Customer Data is the Customer's Confidential Information. Zerqano's product roadmap, pricing, and technical architecture are Zerqano's Confidential Information. These obligations survive termination of these Terms for 3 years.

10. Service levels & uptime

Plan tierTarget uptimeSupport responseRemedy
Free / SandboxBest effortCommunity / docsNone
Starter99.5%/month3 business daysService credits
Growth / Pro99.9%/month1 business dayService credits
Enterprise99.9%/month4 hours (email)Credits + escalation

Scheduled maintenance windows are excluded from uptime calculations and will be notified at least 48 hours in advance (except for emergency maintenance). Service credits are your sole remedy for missed uptime commitments and will not exceed the value of fees paid for the affected month.

11. API usage & rate limits

Access to the Zerqano API is governed by the rate limits and fair-use policies associated with your subscription plan. Exceeding rate limits may result in request throttling or temporary suspension.

  • Rate limit headers are returned with every API response. Monitor these to avoid throttling.
  • Automated bulk requests that impair service performance for other customers are prohibited.
  • API keys are non-transferable and must be kept confidential. Report compromised keys immediately.
  • We may update the API (including deprecating endpoints) with at least 90 days' notice for breaking changes.

12. Indemnification

Customer indemnity. You agree to indemnify, defend, and hold harmless Zerqano and its officers, directors, employees, and affiliates from and against any claims, damages, penalties, fines, and costs (including reasonable legal fees) arising out of or relating to: (a) your use of the Service in violation of these Terms; (b) Customer Data, including any claim that it infringes third-party intellectual property rights or violates applicable law; or (c) your gross negligence or wilful misconduct.

Zerqano indemnity. Zerqano will indemnify and defend you against any third-party claim that the Service (excluding Customer Data) infringes a patent, copyright, or trademark, provided that you: (a) give us prompt written notice; (b) permit us to control the defence; and (c) cooperate reasonably. If we believe the Service may infringe, we may modify it, procure a licence, or terminate your access with a pro-rated refund.

13. Warranties & disclaimers

Zerqano warrants that: (a) the Service will perform materially in accordance with its documentation under normal use; and (b) it will implement and maintain appropriate technical and organisational security measures as described in our Security Policy.

EXCEPT AS EXPRESSLY STATED IN THESE TERMS, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING (WITHOUT LIMITATION) IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE FROM HARMFUL COMPONENTS.

AI OUTPUTS ARE PROVIDED WITHOUT ANY WARRANTY AS TO ACCURACY, COMPLETENESS, OR FITNESS FOR PURPOSE. YOU ASSUME ALL RISK ASSOCIATED WITH RELIANCE ON AI OUTPUTS.

Some jurisdictions do not permit the exclusion of implied warranties. If you are in such a jurisdiction, some of the above exclusions may not apply to you.

14. Limitation of liability

Aggregate liability cap

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ZERQANO'S TOTAL AGGREGATE LIABILITY UNDER OR IN CONNECTION WITH THESE TERMS, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), BREACH OF STATUTORY DUTY, OR OTHERWISE, WILL NOT EXCEED THE GREATER OF: (A) THE TOTAL FEES PAID BY YOU TO ZERQANO DURING THE 12 MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR (B) £100 / $100 / €100.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER PARTY WILL BE LIABLE TO THE OTHER FOR ANY: LOSS OF PROFITS; LOSS OF REVENUE OR BUSINESS; LOSS OF GOODWILL; LOSS OF OR DAMAGE TO DATA; LOSS OF ANTICIPATED SAVINGS; INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES — EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

These limitations apply to all causes of action in aggregate, not per incident. Nothing in these Terms limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

Some jurisdictions do not permit the exclusion or limitation of certain damages. If you are in such a jurisdiction, the above limitations may not apply to the extent prohibited.

15. Termination

Termination by you. You may terminate your account at any time via your account settings or by contacting us. Upon termination, your subscription ends at the close of the current billing period.

Termination by us. We may suspend or terminate your access with reasonable notice if: (a) you materially breach these Terms and fail to remedy the breach within 14 days of written notice; (b) you fail to pay any amount due and the failure persists for 10 days after notice; (c) we are required to do so by law or regulatory authority; or (d) you become insolvent or subject to insolvency proceedings.

Immediate suspension. We reserve the right to immediately suspend access (without notice) if there is credible evidence of a security incident, illegal activity, or use that materially harms the Service or other customers.

Effect of termination. On termination: (a) all licences granted to you cease; (b) you remain liable for all fees accrued prior to termination; (c) we will make Customer Data available for export for 30 days, after which it will be deleted per our data retention schedule; and (d) provisions that by their nature should survive (including IP, confidentiality, liability, and governing law) will continue in force.

16. Governing law & dispute resolution

These Terms are governed by and construed in accordance with the laws of the State of Illinois, County of Cook, without regard to its conflict-of-law provisions. The United Nations Convention on Contracts for the International Sale of Goods is expressly excluded.

16.1 Informal resolution

Before initiating formal proceedings, the parties agree to attempt to resolve disputes informally. Either party may initiate by providing written notice describing the dispute and desired resolution. The parties will have 30 days to resolve the matter informally.

16.2 Formal proceedings

If the dispute cannot be resolved informally within 30 days, either party may submit it to the exclusive jurisdiction of the state and federal courts located in Cook County, State of Illinois, except that either party may seek injunctive or other equitable relief in any competent jurisdiction to prevent irreparable harm.

Notwithstanding the above, if you are a consumer resident in the EEA or UK, you may also have the right to submit a dispute to an alternative dispute resolution (ADR) body under applicable law.

17. Force majeure

Neither party will be liable for delays or failure to perform obligations (other than payment obligations) to the extent caused by a Force Majeure Event. The affected party must: (a) notify the other promptly in writing describing the event and its expected duration; (b) use reasonable efforts to mitigate the effects; and (c) resume performance as soon as reasonably practicable. If a Force Majeure Event continues for more than 60 consecutive days, either party may terminate the affected portion of these Terms on written notice without liability.

18. Modifications to terms

We may modify these Terms from time to time. For material changes, we will provide at least 30 days' notice via email and a prominent notice in the platform dashboard. For non-material changes (e.g., clarifications, formatting, contact details), we will update the “Last updated” date without prior notice.

Your continued use of the Service after the effective date of modified Terms constitutes acceptance. If you do not agree to the modified Terms, you must stop using the Service and may cancel your account before the effective date for a prorated refund of prepaid fees.

19. General provisions

Entire agreement

These Terms, together with our Privacy Policy, Security Policy, and any executed Order Forms or DPAs, constitute the entire agreement between the parties and supersede all prior understandings.

Severability

If any provision of these Terms is held invalid or unenforceable, it will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force.

Waiver

Failure to enforce any provision of these Terms does not constitute a waiver of future enforcement of that provision or any other provision.

Assignment

You may not assign these Terms or any rights hereunder without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of all or substantially all of our assets, with notice to you.

Notices

All notices to Zerqano must be sent to legal@zerqano.com. Notices to you will be sent to the email address on your account and are effective on dispatch.

No third-party beneficiaries

These Terms are for the benefit of the parties only and do not create any rights in favour of third parties.

Relationship of the parties

The parties are independent contractors. Nothing in these Terms creates an employment, partnership, or agency relationship.

Questions about these Terms?

Contact us at legal@zerqano.com. We are here to help.

Document information

Document: Zerqano Terms of Service

Version: 3.0.0

Effective: [EFFECTIVE DATE — UPON LLC FORMATION]

Contracting entity: Zerqano LLC

Registered address: 2152 North Tripp Avenue, Chicago, IL 60639

Governing law: State of Illinois, County of Cook

Language: English (governing)

Legal contacts

General legal: legal@zerqano.com

Privacy & data: privacy@zerqano.com

Security reports: security@zerqano.com

This document was last reviewed on 2026-06-30. Zerqano reviews its legal documents at least annually and whenever there is a material change to the Service, applicable law, or data processing activities. Historic versions are available on request from legal@zerqano.com. Where a conflict exists between this English-language version and any translation, this English version prevails.